Community Housing Impact and Preservation Program (CHIP)

To provide funding for a flexible, community-wide approach to the preservation, improvement and provision of affordable housing for low- and moderate-income persons.

These three programs are components of the CHIP:

Private Owner Rehabilitation

The purpose of the Private Owner Rehabilitation activity is to improve and protect the supply of sound, serviceable low-income owner-occupied housing stock. Through this activity, financial assistance is provided to homeowners to correct sub-standard conditions so that the homes are safe, healthy, durable, energy efficient and affordable. Private Owner Rehabilitation is intended to address problems throughout the house. In most circumstances, this means that the homes mechanical systems (electrical, plumbing and heating systems) and exterior and interior structural components (roof, walls and floors) will be repaired or replaced to meet the required standards. To find out more, please click on the CHIP section on this web page.

Home Repair

The purpose of the Home Repair activity is to help preserve owner-occupied low-income housing stock by providing households with limited financial assistance to correct one or two significant problems. Unlike Private Owner Rehabilitation, which addresses the entire home, the Home Repair activity can address only one or two specific problems that adversely effect occupant health and safety. To find out more, please click on the CHIP section on this web page.
  
   
  
LMI income guidelines:  
 

  • 65% for Private Rehabilitation
  • 50% for Home/Building Repair
  • 80% for Downpayment Assistance/Rehabilition

Helpful Documents